Nobody taught you money. So I built this site.
Three in ten people in the EU can’t pay a surprise bill. Nobody taught them money, and somebody earns well from that. Hence this site.
Read// 0x02 freedom
Freedom is a number. Find yours.
Financial freedom isn’t a beach chair. It means work is a choice and nobody else gets a vote on how your life goes. No boss, no bank, and no ministry that knows what’s good for you. It starts with one number and a plan that’s yours.
// read these first
The short list.
Own your future: why I don’t outsource mine to the state
Hayek, state budgets from Berlin to Rome and why I plan my money as if the state won’t show up. Safety net yes, financial planner no.
ReadHow much until you’re financially free? The 4% rule, tested for Europe
The 4% rule was built on US data and a 30-year retirement. Lucky them. What the research says for Europeans, and how you get to your own number.
Read// do the maths
Tools for this topic.
$ freedom --when
Freedom number
Your savings rate decides when you’re financially free. Not your boss, not a ministry.
Open
$ withdraw --how-long
Withdrawal
How long your money lasts when you start taking it out.
Open
$ inflation --years 30
Inflation
What your money buys in 10, 20, 30 years. The tax nobody had to vote for.
Open
// everything else